English

S24 is a banking service for individuals who want to get better terms by serving themselves using various self-service facilities such as the Internet, telephone, GSM Bank, etc.

S24 keeps operating costs low so customers can earn better interest.

S24 stands for efficient management and employee knowledge.

The number 24 stands for "twenty-four hours a day".

S24 is for individuals aged 18 and over who need a fast, quality service and want to save money on bank transactions. S24 also offers savings to individuals who are younger than 18 years of age.

S24 does not operate traditional bank branches with cashiers. However, the S24 reception centre is located at Sætún 1.

You are not required to move all of your banking business to S24.

Why better interest rates?

S24 customers generally serve themselves using the most up-to-date technology available. This allows S24 to offer its customers excellent interest rates.

Interest, list of charges and currency calculator

Interest

Interest selected
Deposit Interest  
Debit card 5,10% - 6,40%
Savings account 5,10% - 7,25%
Credit Interest  
Debit card 12,60%
Gold LoC card 13,90%
Charge card 13,90%
Short-term loan 14,00%
Offer loan 11,85%
Instalment contract 12,60%
Longterm loan
Cert. of Dep. 0-30% 11,00%
Cert. of Dep. 31-60% 11,35%
Cert. of Dep. 61% and higher 12,35%
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List of charges

List of charges selected

Debit card annual fee 450 kr.
Annual fee - Credit/LoC card 5.000 kr.
Annual fee - Gold- Credit/LoC card 7.000 kr.
Annual fee - Netcard 1.000 kr.
Annual fee - Internetbank 0 kr.
Transaction fee on the internetbank 0 kr.
Debit card transactions (POS) 13 kr.
Loan fee 1,50%
ATMs outside of Iceland - Maximum withdrawal
Creditcard - 4 times per month 30.000 kr.
Gold creditcard - 4 times per month 60.000 kr.
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Currency

Currency selected
Country Change  Buy  Sell 
0%  190,04  191,5 
0%  23,301  23,466 
0%  21,6145  21,7705 
0%  17,8215  17,9545 
0%  118,65  119,4 
0%  1,40275  1,41115 
0%  124,24  125,09 
0%  173,41  174,59