| Debit card, card annual fee |
| Gold debit card with digital authentication,annual fee |
500 kr. |
| Chequebook with 25 cheques |
1.500 kr. |
| Reissue of lost/damaged card |
1.000 kr. |
| Unauthorised overdrawn cheque or debit card transactions: |
| Overdrawn amount |
750 kr. |
| Overdrawn amount 5,001 - 10,000 |
1.410 kr. |
| Overdrawn amount 10,001 - 50,000 |
2.475 kr. |
| Overdrawn amount 50,001 - 200,000 |
4.950 kr. |
| Overdrawn amount 200,001 and higher |
11.400 kr. |
| TRANSFER AND TRANSACTION FEES |
| Transfer outside of savings bank (telephone request) |
100 kr. |
| Transfer within savings bank (telephone request) |
100 kr. |
| Transfer at an ATM |
0 kr. |
| Debit card transactions (POS) |
13 kr. |
| Transfer on the service line |
0 kr. |
| Information about status and transactions on the phone |
100 kr. |
| End of year account statement |
0 kr. |
| Account statement sent in the mail (not end of year) |
100 kr. |
| Statement on the internetbank |
45 kr. |
| Transaction fee on the internetbank |
0 kr. |
| Transaction fee of cheques and own withdrawals |
50 kr. |
| Receipt sent for transfer |
90 kr. |
| Regular transfer to account at bank |
100 kr. |
| BONDS/INSTALMENT CONTRACTS |
| Approval of Loans and bond purchases |
| Loan fee |
1,50% |
| Prepared bond, collateral certificate, pledge or instalment contract. |
3.900 kr. |
| Mortgage certificate and registration |
| Printed mortgage obligation statement |
750 kr. |
| Mortgage statement (cf. Sýslumadur's fee list.) |
750 kr. |
| Obtaining mortgage registry certificate from the Sýslumadur |
600 kr. |
| + extra expenses (cf. Sýslumadur's fee list.) |
1.500 kr. |
| Mortgage registry certificate from Lánstraust |
1.000 kr. |
| Registration processing |
525 kr. |
| Registration fee (cf. Sýslumadur's fee list) |
2.000 kr. |
| Notices and payment fees |
| - added cost for each payment to a cashier |
490 kr. |
| - added cost for each debit entry from an account |
195 kr. |
| - cost for each payment without a printout |
415 kr. |
| - cost for each debit entry without a printout |
120 kr. |
| Mortgage license, mortgage liquidation, debt notification: |
| Disbursed expenses |
10.900 kr. |
| Commission (calculated on balance) |
0,25% |
| Stimpilgjöld skuldabréfa |
| Skuldabréf með veði eða ábyrgð |
1,50% |
| Önnu skuldabréf |
0,50% |
| Revolving card and credit card |
| Annual fee - Credit and LoC card |
5.000 kr. |
| Annual fee for additional card - Credit and LoC card |
2.500 kr. |
| Annual fee - Gold Credit and Gold LoC card |
8.000 kr. |
| Annual fee for additional card - Gold credit and Gold LoC card |
4.000 kr. |
| Annual fee - Platinum credit card |
17.500 kr. |
| Annual fee for additional card - Platinum credit card |
8.500 kr. |
| Annual fee for priority pass |
0 KR. |
| Priority Pass visit |
30 USD |
| |
| Annual fee - Netcard |
1.000 kr. |
| Printing fee (giro form sent) |
275 kr. |
| Printing fee (debit entry of credit account) |
95 kr. |
| Charge per month |
260 kr. |
| Instalment payment charge per month |
150 kr. |
| Léttgreiðslur |
125 kr. |
| Cash withdrawal in Iceland |
2,20% |
| - minimum withdrawal |
645 kr. |
| Transaction fee |
(+50 kr.) |
| Cash withdrawal outside of Iceland |
2,50% |
| - minimum withdrawal |
645 kr. |
| Transaction fee |
0 kr. |
| Collection letter |
515 kr. |
| Reminder letter |
1.050 kr. |
| Closing fee |
0 kr. |
| Closing warning |
3.250 kr. |
| Reissue of lost/damaged card |
1.800 kr. |
| Minimum payment of outstanding balance |
5% / 5.000 kr. |
| Illegal card recovery reward |
1.000 kr. |
| OVERDUE DEBTS - LIABILITIES: |
| Additional fees for overdue notices |
| Útlagður kostnaður v/skuldabr./afbsamn. (e. 7 daga) |
900 kr. |
| Innheimtuviðvörun v/tékkareikninga |
900 kr. |
| Ítrekaðar viðvaranir vegna vanskila: |
| Milliinnheimtubréf (e. 20 daga): |
| Höfuðstóll kröfu til og með 2.999 kr |
1.250 kr. |
| Höfuðstóll kröfu 3.000 til og með 9.999 kr |
2.000 kr. |
| Höfuðstóll kröfu 10.000 til og með 79.999 |
3.500 kr. |
| Höfuðstóll kröfu 80.000 kr og yfir |
5.500 kr. |
| Lokaaðvörun v/tékkareiknings (e. 55 daga) |
| Höfuðstóll kröfu til og með 2.999 kr |
1.250 kr |
| Höfuðstóll kröfu 3.000 til og með 9.999 kr |
2.000 kr. |
| Höfuðstóll kröfu 10.000 til og með 79.999 |
3.500 kr. |
| Höfuðstóll kröfu 80.000 kr og yfir |
5.500 kr. |
| Ítrekun milliinnheimtubréfs v/ skbr og afbsamn.(e. 65 daga): |
| Höfuðstóll kröfu til og með 2.999 |
1.250 kr. |
| Höfuðstóll kröfu 3.000 til og með 9.999 kr |
2.000 kr. |
| Höfuðstóll kröfu 10.000 til og með 79.999 |
3.500 kr. |
| Höfuðstóll kröfu 80.000 kr og yfir |
5.500 kr. |
| Eitt símtal í milliinnheimtu |
| Lokaaðvörun v/skbr og afbsamn. (e. 80 daga) |
| Höfuðstóll kröfu til og með 2.999 kr |
1.250 kr. |
| Höfuðstóll kröfu 3.000 til og með 9.999 kr |
2.000 kr. |
| Höfuðstóll kröfu 10.000 til og með 79.999 |
3.500 kr. |
| Höfuðstóll kröfu 80.000 kr og yfir |
5.500 kr. |
| Lögfræðikostnaður skv. sérstakri gjaldskrá |
| Internetbank |
| Setup fee |
0 kr. |
| Annual fee |
0 kr. |
| Transaction fee |
0 kr. |
| Receipt sent from Internetbank |
95 kr. |
| Statement in Internetbank |
45 kr. |
| Text message notification |
10 kr. |
| Foreign transfer using internetbank |
500 kr. |
| Nýr auðkennislykill - (ef glatast eða eyðilegst) |
1.000 kr. |
| Kortalesari fyrir rafræn skilríki |
1.250 kr |
| GSM Bank |
| GSM Bank, setup fee |
0 kr. |
| GSM Bank, annual fee |
0 kr. |
| Transaction fee |
0 kr. |
| Miscellaneous |
| Fax domestic, first page |
150 kr. |
| Each addition page domestic |
50 kr. |
| Fax sent abroad, first page |
350 kr. |
| Each additional page abroad |
200 kr. |
| Request for transaction record and photocopy (per copy) |
200 kr. |
| Request for account statement and printout (per copy) |
200 kr. |
| Reference sent to domestic or foreign parties |
1.200 kr. |
| Photocopy (per copy) |
50 kr. |
| Transaction statement for income tax returns |
250 kr. |
| Transaction statement for FE finance system |
1.000 kr. |
| Greiðslumar |
3.500 kr. |
| Wallet |
400 kr. |
| Printout of property evaluation for customer |
300 kr. |
| Greiðsluerfiðleikamat vegna Íbúðalánasjóðs |
8.000 kr. |
| Telephone payments - foreign currency |
| Telephone payments |
1.100 kr. |
| Telephone payments - express |
2.300 kr. |
| Símgreiðsla, sendandi gr. kostnað |
2.500 kr. |
| Símgreiðsla, IBAN nr. vantar |
1.500 kr. |
| Foreign transfer on the internetbank |
500 kr. |
| If payment is made to a savings bank |
500 kr. |
| ATMs |
| DEBIT CARD - IN ICELAND |
| ATMs Sparisjóðir - Maximum withdrawal per day |
30.000 kr. |
| ATMs Sparisjóðir - Transaction fee |
0 kr. |
| Other ATMs - Maximum withdrawal per day |
20.000 kr. |
| Other ATMs - Transactionfee |
0 kr. |
| CREDIT CARD - IN ICELAND |
| ATMs - 4 times per month - Maximum withdrawal per day |
30.000 kr. |
| ATMs - 4 times per month - Transactionfee |
2,20% |
| GOLD CREDIT CARD - IN ICELAND |
| ATMs - 4 times per month - Maximum withdrawal per day |
60.000 kr. |
| ATMs - 4 times per month - Entry fee |
2,20 % |
| PLATINUM CREDIT CARD - IN ICELAND |
| ATMs - 4 times per month - Maximum withdrawal |
100.000 kr. |
| ATMs - 4 times per month - Transactionfee (Minimum fee 440 kr.) |
2,20% |
| DEBIT CARD - OUTSIDE OF ICELAND |
| ATMs outside of Iceland - Maximum withdrawal |
30.000 kr. |
| ATMs outside of Iceland - Transactionfee |
2,00% |
| CREDIT CARD - OUTSIDE OF ICELAND |
| ATMs outside of Iceland - 4 times per month - Maximum |
30.000 kr. |
| ATMs outside of Iceland - 4 times per month - Transactionfee |
2,75% |
| GULLKREDITKORT - OUTSIDE OF ICELAND |
| ATMs outside of Iceland - 4 times per month - Maximum |
60.000 kr. |
| ATMs outside of Iceland - 4 times per month - Transactionfee |
2,75 % |
| PLATINUM CREDIT CARD - OUTSIDE OF ICELAND |
| ATMs outside of Iceland - 1 time per day - Maximum withdrawl |
100.000 kr. |
| ATMs outside of Iceland - 1 time per day - Transactionfee (Minimum fee 475 kr.) |
2,75% |
| At least 24 hours must pass between withdrawals - it is not possible to withdraw more from the bank - it is possible to make transactions in stores as your limit allows |
| Statement sent by e-mail |
95 kr. |
| NETKORT - OUTSIDE OF ICELAND |
| ATMs - 4 times per month - Maximum withdrawal per day |
30.000 kr. |
| ATMs - 4 times per month - Transactionfee |
2,20% + 120 kr. |
| NETKORT - OUTSIDE OF ICELAND |
| ATMs outside of Iceland - Maximum withdrawal |
50.000 kr. |
| ATMs outside of Iceland - Transactionfee |
2,75% |
| S24 pension savings plan |
| Cost of transferring balance in S24 Pension Savings to another custodian: |
1,50% |
| - maximum fee |
500.000 kr. |
| - minimum fee |
5.000 kr. |